Things you're probably wondering.

No. Inherio is an educational decision-support tool. We give you a clear, opinionated framework based on your inputs — but we don't manage your money, take a fee on your assets, or know about every personal detail of your life. For complex estates, large business interests, or sophisticated tax planning, see a fiduciary advisor or CPA.

A CFP consultation is $300-800 and usually returns a verbal recommendation or a 30-page PDF you'll never read. Inherio is $29, takes 10 minutes, and gives you specific actions: account types, fund tickers, and dollar amounts. It's the smart-friend version of the same advice.

We handle the most common cases for inheritors aged 18–35: cash, brokerage, real estate proceeds, life insurance, and mixed inheritances under ~$2M. If you've inherited a controlling stake in a business, a complex trust, or international assets, you'll want a CPA in addition to Inherio.

Your answers are used to generate your plan and emailed to you. We don't store your form data after delivery, don't sell anything to anyone, and never share your details. Stripe handles payment; your card details never touch our servers.

That's actually the best time to build your plan. Most inheritances take 3-9 months through probate. Inherio gives you a written plan for the day the funds land — so you don't sit on $80,000 in checking for 6 months earning nothing, or get pressured into bad moves while you wait.

Yes — and the plan changes meaningfully when you have inherited brokerage assets or real estate proceeds. Inherited stocks reset to a stepped-up cost basis (you can often sell with zero capital gains tax — most young inheritors never know this). Real estate proceeds get a similar treatment. We surface these in your plan.

Because your inheritance is one decision, not an ongoing relationship. We don't want a piece of your portfolio every year. Pay once, get your plan, act on it.