How it works

Five honest questions. Ten minutes.

No signup, no advisor calls, no follow-up emails. Just answer the form, see your allocation, decide if you want the full plan.

012 minutes

Tell us your numbers

Five questions: how much you inherited, your age, your income and debts, your goals, and how you'd handle a market drop. No personal data leaves your browser until you choose to pay.

  • Inheritance amount and type (cash, brokerage, real estate, life insurance, mixed)
  • Income, student loans, credit card debt, current savings
  • Goals: FIRE, home, business, debt payoff, growth, safety net
  • Risk tolerance — 4 honest descriptions you pick the one that fits
02Instant

See your allocation, free

The moment you finish step five, you see a live recommended split — emergency fund, debt payoff, investments, accessible reserve — plus a FIRE projection to age 45 based on your risk profile. No payment required.

  • Animated breakdown of how your inheritance should split
  • Dollar amounts for each bucket, not percentages
  • Projected value at age 45 at your risk profile's expected return
  • All numbers update if you go back and change answers
0360 seconds

Unlock the full written plan

One $29 payment. Within seconds, a personalized 600-word plan: which accounts to open, which funds to buy, how to handle your debt, the biggest mistake to avoid for you specifically, and three actions for this month.

  • Stripe-secure checkout (your card never touches our servers)
  • Plan rendered on screen immediately
  • PDF emailed to you within 30 seconds
  • One-time payment — no subscription, no upsells

Our promise

No fees on your money.
Ever.

We take $29 once and you never see us in a billing statement again. We don't manage your portfolio, take a cut of your returns, or sell your information. The whole model is built on a single belief: your inheritance is one decision, not an ongoing relationship.

Ten minutes from now

You'll have a plan
that's actually yours.

Stop scrolling Reddit threads. Stop dodging the question. Get a calm, honest plan and move on with your life.

Get my plan·$29

One-time · Instant delivery · Stripe-secure · Emailed as a PDF

Inherio

Inherio is an educational decision-support tool. It is not financial advice and not a registered investment advisor. For estate-level situations involving large trusts, business interests, or complex tax matters, consult a fiduciary advisor or CPA.

© 2026 InherioBuilt for ages 18–35 · No subscription · No fees on your money